(1) An online one that is used on the consumer websites of the AARP, NRMLA and several major lenders. This Ibis Reverse Mortgage Calculator (RMC) is quite universal and allows consumers to compare any type of reverse mortgage. The Ibis online calculators receive 30,000 unique visitors each month.

(2) A PC-based Quick Quote tool -- the Ibis 'Kitchen Table' calculator. It compares two adjustable-rate HECM's to a fixed-rate HECM using parameters that the user sets. Side-by-side comparisons, amortization tables and charts will let you quickly show Mrs. Jones that the lender she's loves, with his LIBOR+300, are a poor choice compared to your LIBOR +275.  

Consumer Quick Quote	Other Quick Quote Tools
The AARP (the #1 Consumer website)	HECM for Home Purchase (Fancy style)
The AARP in Spanish	HECM for Home Purchase (Simple style)
National Reverse Mortgage Lenders Assoc. (NRMLA)	HECM to HECM Refi (Coming attraction)
James B. Nutter (National Servicer)	WAF Broker Quick Quote
Omni Home Loan (National Lender)	Ibis QQ with $625,500 National Lending Limit
Española (Flip back and forth -- English and Spanish)	And many more

Licensees choose the products they wish to show. HECM 1-year Treasury (monthly + annual), HECM LIBOR (monthly + annual), HECM 1-month Treasury, HECM Fixed Rate; and with the online version, a Generic Jumbo, and many other proprietary reverse mortgages are available. To include a proprietary jumbo on your website requires the investor's permission.

Licensees choose the margins, loan fees and monthly service fees within the parameters of each product. Licensees choose how many pages (2, 3 or 5) they wish to show plus whether or not to use the popular Ibis' Five Reasons page.

Licensee's logo will be at the top of each page.

• To test drive the versatile Ibis RMC, click Quick Quotes



• To download the Ibis RMC License Agreement, click Ibis RMC QQ PDF