Ibis Retirement Planning Tools
Ibis Retirement Planning
uses advanced Monte Carlo simulations to show the
benefits of using a Reverse Mortgage as a portfolio
withdrawal supplement. "SAFEMAX" withdrawal rates can be
increased from 3%-4% to 6%. Before test driving these
tools, it is important that you download and
read the Ibis 'white paper' that provides the background for these
calculations, click >>
JFP December 2013.
- On your first use of
the Ibis Simulators, click the "Populate
Defaults" button, then scroll down and click the
Red "Run" button. These default entries match
those in the Ibis' 'white paper'.
- Try the simplified
Loan Officer Demo. This tool has many
of the inputs hidden and set to the values used in
the 'white paper'. This allows you to get a feel for
how the planning software works and see results.
- Then try the
Financial Adviser Demo. This tool has
many more input boxes including tax rates and Monte
Carlo parameters. Again, on your first use, just
click "Populate Defaults", scroll down and click
- The chart in
the middle of the Results page shows your chances of
"Spending Success" over 40 years. Vertical lines
highlight your retirement horizon and an
This Ibis tool can be
quickly incorporated into Loan Origination software and Retirement Planning
software. It is written using xml in-and-out.
At the far bottom, right-hand side of the Results page
is a small link named here. Click it and
scroll down to see the many output values and arrays
that you can build into your own Results page.
Ibis can give you a detailed
walk-thru using GoToMeeting. Call for a