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THE REVERSEMORTGAGEHOMEPAGE.COM ("RMHP") SITE IS SUBJECT
TO THE FOLLOWING TERMS ("TERMS OF SERVICE"). IF YOU DO NOT
AGREE WITH ANY OF THESE TERMS OF SERVICE, DO NOT ACCESS
OR OTHERWISE USE THIS RMHP SITE OR ANY INFORMATION OR MATERIALS
CONTAINED ON THE SITE. YOUR USE OF THE RMHP SITE SHALL BE
DEEMED TO BE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS
SET FORTH BELOW. THE TERMS OF SERVICE MAY BE UPDATED BY
RMHP FROM TIME TO TIME WITH OR WITHOUT NOTICE TO YOU. YOUR
CONTINUED USE OF THE RMHP SITE INDICATES ACCEPTANCE OF ANY
MODIFICATIONS TO THE TERMS OF SERVICE.
User Obligations
You agree not to do any of the following while using the
RMHP Site:
- Intentionally or unintentionally violate any applicable
law or regulation.
- Access, tamper with, or use nonpublic areas of the
RMHP Site or RMHP's computer systems. Unauthorized individuals
attempting to access or tamper with these areas may
be subject to prosecution.
- Frame or link to the RMHP Site except as permitted
in writing by RMHP.
Third Party Content and Monitoring
Any opinions, advice, statements, services, offers,
events or other information or content expressed or made
available on this RMHP Site by third parties (including
information providers and users) are those of the respective
author(s) or distributor(s) and not of RMHP. RMHP neither
endorses nor is responsible for the accuracy or reliability
of any opinion, advice, information, or statement made on
this RMHP Site by anyone other than authorized RMHP employees
acting in their official capacities.
Parental Control Protections
As required by the Communications Decency Act
of 1996, RMHP hereby notifies you that parental control
protections (such as computer hardware, software, or filtering
services) are commercially available that may assist you
in limiting access to Content that may be harmful to minors.
Among the many companies that provide Internet blocking
and screening software are CyberPatrol, NetNanny, SurfWatch,
and GuardOne. RMHP does not sponsor or endorse any of these
companies or their services.
Links
The RMHP Site may contain links to other web
sites or resources. You acknowledge and agree that RMHP
is not responsible or liable for (1) the availability or
accuracy of such web sites or resources; or (2) the content,
advertising, or products on or available from such web sites
or resources. The inclusion of any link on the RMHP Site
does not imply that RMHP endorses the linked site.
Protection of Content Provided
by RMHP and Its Licensors
All text, graphics, logos, icons, images, audio clips and
software on the RMHP Site ("Site Content") are copyrighted
materials owned by or licensed to RMHP. The Site Content
may contain trademarks, service marks and trade names which
are owned by RMHP and its affiliates, and may also contain
brand and product names which are trademarks, service marks
or trade names which are owned by certain third parties.
Any Events described in the Site Content may be subject
to other intellectual property rights, the exercise of which
rights are expressly reserved by RMHP, its affiliates, or
third parties. "RMHP" is a trademark of RMHP. Unless authorized
in writing by an officer of RMHP, RMHP's trademarks may
not be used in connection with any product or service that
is not RMHP's, in any manner that is likely to cause confusion
among customers, or in any manner that disparages or discredits
RMHP. You may not sell, reproduce, distribute, copy, duplicate,
resell, modify, display, publicly perform, prepare derivative
works based on, frame, mirror, repost, exploit for any commercial
purpose, or otherwise use any of the Site Content in any
way for any public or commercial purpose without prior written
consent of RMHP or the rights holder. You may not use the
Site Content on any other web site or in a networked computer
environment for any purpose. If you violate any of these
terms, your permission to use the Site Content will automatically
terminate, you must immediately destroy any copies you have
made of the Site Content, and we may end your authorization
to use the RMHP Site. Nothing contained in the RMHP Site
shall be construed as conferring any license or right under
any copyright, trade secret, patent, trademark or other
intellectual property rights ("IP Rights") of RMHP, its
affiliates, or any third party, and, except as provided
in these Terms of Service, the exercise of all such IP Rights
in the services, products, processes or technologies described
in the Site Content are expressly reserved to RMHP, its
affiliates, and/or any third party, as applicable.
Disclaimer of Warranties
ALTHOUGH RMHP ENDEAVORS TO PROVIDE CURRENT, ACCURATE AND
RELIABLE INFORMATION ON THE RMHP SITE, IT DOES NOT WARRANT
OR MAKE ANY REPRESENTATIONS REGARDING THE EVENTS OR THE
ACCURACY, RELIABILITY OR ANY USE OF INFORMATION ON THE RMHP
SITE. RMHP DOES NOT WARRANT THAT YOUR USE OF THE RMHP SITE,
OR THE OPERATION OR FUNCTION OF THE RMHP SITE, ANY COMPONENT
THEREOF, OR ANY PRODUCTS, SOFTWARE OR SERVICES OFFERED IN
CONNECTION THEREWITH, WILL BE UNINTERRUPTED OR ERROR FREE;
OR THAT DEFECTS THEREWITH WILL BE CORRECTED; OR THAT THIS
SITE OR ITS SERVER IS FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS.
YOUR USE OF THE RMHP SITE IS AT YOUR OWN RISK AND YOU
ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH
ALL NECESSARY SERVICING OR REPAIR OF ANY EQUIPMENT YOU USE
IN CONNECTION WITH YOUR USE OF THE WEBSITE. RMHP AND ITS
SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,
RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE
RMHP SITE. THE RMHP SITE CONTENT PROVIDED "AS IS" AND "AS
AVAILABLE" WITHOUT ANY EXPRESS, IMPLIED OR STATUTORY WARRANTY
OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, TITLE,
NON-INFRINGEMENT OF THIRD PARTY RIGHTS, OR FITNESS FOR ANY
PARTICULAR PURPOSE.
Limitation of Liability
IN NO EVENT SHALL RMHP AND/OR ITS SUPPLIERS BE LIABLE FOR
ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL
DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION,
DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF
OR IN ANY WAY CONNECTED WITH THE RMHP SITE, THE USE OR PERFORMANCE
OF THE RMHP SITE, THE DELAY OR INABILITY TO USE THE RMHP
SITE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR
FOR ANY EVENTS, INFORMATION, SOFTWARE, PRODUCTS, SERVICES
AND RELATED GRAPHICS OBTAINED THROUGH THE RMHP SITE, OR
OTHERWISE ARISING OUT OF THE USE OF THE RMHP SITE, WHETHER
BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR
OTHERWISE, EVEN IF RMHP OR ANY OF ITS SUPPLIERS HAS BEEN
ADVISED OF THE POSSIBILITY OF DAMAGES.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE RMHP
SITE, OR WITH ANY OF THESE TERMS OF SERVICE, YOUR SOLE AND
EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE RMHP SITE.
THIS SOLE AND EXCLUSIVE REMEDY IS SEPARATE AND INDEPENDENT
OF ANY OTHER PROVISION THAT LIMITS RMHP'S LIABILITY OR YOUR
REMEDIES.
Privacy Policy
Your use of the RMHP Site is governed by the RMHP
Privacy
Policy.
Termination of your RMHP Account
RMHP may terminate your RMHP Account with or without cause
at any time effective immediately.
Force Majeure
RMHP shall be excused from performance under this Terms
of Service if RMHP is prevented, forbidden or delayed from
performing, or omits to perform, any act or requirement
under this Terms of Service by reason of: (a) any provision
of any present or future law or regulation or order of the
United States of America, or any state thereof, (b) any
act or omission of a third party, or (c) any act of God,
emergency condition, war, computer or telecommunications
failure or other circumstance beyond the control of RMHP.
Survival
The following provisions shall survive any termination of
these Terms of Service: No Warranty from RMHP, Limitation
of Liability, Indemnity and General Provisions.
General Provisions
You agree that RMHP and its licensors may make improvements
and/or changes in the Site Content and services or events
described in this Site, if any, at any time without notice
and without liability to you of any kind. You are responsible
for compliance with applicable local laws, keeping in mind
that access to the RMHP Site may not be legal by certain
persons or in certain countries. If any provision of these
Terms of Service is held by a court of competent jurisdiction
to be contrary to law, then such provision(s) shall be construed,
as nearly as possible, to reflect the intentions of the
parties, with all other provisions remaining in full force
and effect. The failure of RMHP to enforce any right or
provision in these Terms of Service shall not constitute
a waiver of such right or provision unless acknowledged
and agreed to by RMHP in writing. The Terms of Service,
along with the RMHP Privacy Policy, comprises the entire
agreement between you and RMHP and supersede all prior or
contemporaneous negotiations, discussions or agreements,
if any, between the parties regarding the subject matter
contained herein. These Terms of Service are personal to
you and you may not transfer, assign, or delegate these
Terms of Service to anyone without the express written permission
of RMHP. Any attempt by you to assign, transfer, or delegate
these Terms of Service without the express written permission
of RMHP shall be null and void. These Terms of Service will
inure to the benefit of RMHP's successors, assigns, and
licensors. The paragraph headings in these Terms of Service,
shown in boldface type, are included to help make the agreement
easier to read and have no binding effect. California law
and controlling U.S. federal law, without regard to the
choice or conflicts of law provisions of any jurisdiction,
will govern any action related to these Terms of Service.
You agree to submit to the jurisdiction of the courts located
in San Francisco County, in the State of California, for
the resolution of all disputes arising from or related to
these Terms of Service and/or your use of the Site.
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